Questions & Opinions

The following items were originally prepared because of specific questions from clients. While the items fit most cases, you should ask your agent how they relate to your particular situation. Also refer to newsletters at left for information on other subjects.

• 15 Passenger vans are dangerous
• Appraisals; are they important?
• Automobile Liability Limits
• Auto Nonownership & employee coverage
• Auto rental by employees
• Bid process outlined
• Building and Contents Valuation
• Building usage by others
• Calendar for bidding
• Claims Made for Professional Liability explained
• Flood Insurance
• General Liability insurance; is it needed?
• Insurance certificate example
• Insurance requirements for vendors & contractors
• Loss Runs, how important are they?
• Needed items for bidding
• Property insurance questions
• PTO, booster club, foundation insurance
• Reducing insurance cost
• Retired teachers Professional Liability insurance
• Risk pools; how risky are they?
• Sexual Misconduct coverage
• Terrorism Coverage
• Uninsured Motorists, PIP, Medical Payments
• Workers Compensation & waivers

If you have any questions, we will respond to the extent that we are able. Contact us.