We Work for You

All that we do in behalf of our clients is based on these realizations:

1. If a loss is large enough, an insurance company will do everything possible to delay or avoid payment.

2. Claim adjusters and premium auditors work for the insurance companies - not for you. They aren't your buddies. All ties, near ties or even questions go to the benefit of the insurance company.

3. a) Insurance companies and agents make money on what they sell; the more they sell, the more they make and b) if they don't have available what you need, you may never know that you need a particular kind of insurance until you have a loss.